Searching for your ideal credit card has never been easier! We’ve searched high and low, online and offline, to bring you the best offers for credit cards and broke them down by categories.  These are our top rated cards out of the hundreds we’ve reviewed.

Even if you have below average credit score, we have the perfect card for you.  Visit our “bad credit” section to apply for a card to start rebuilding your credit today!

   
 

Credit cards that will pay you CASH BACK on all your purchases without annual fees!

Insider Credit Card Tip: Here's a little secret for how to get the most spending power out of cash back credit cards -- use them for every purchase you possibly can ... at the gas station, at the grocery store, etc. Also, find out how many of your monthly bills can be paid by credit card (such as utilities, etc.). Rack up as much as possible on this cash back credit card, then PAY OFF THE BALANCE EVERY MONTH so there's no interest charge. One bill at the end of the month covers all our expenditures, so there's much less check writing and better organization, too.

You can earn hundreds of dollars back annually this way.  It's sort of a way to beat the system -- no interest, and the credit card company pays YOU to use their card which not only simplifies your paperwork but also puts money in your pocket!

These are among the ONLY credit cards that refund a percentage of everything you charge. You'd be crazy not to own a credit cards like these:

Chase freedom cash visa
Discover More
American Express Blue


 Discover® More Card

Discover Platinum

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 11.99 - 20.99 (Variable)*%* None*

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee


 Discover® Open Road Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 11.99 - 20.99 (Variable)*%* None*

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR


 Miles by Discover® Card

Discover Miles

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 10.99 - 16.99 (Variable)*%* None*

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR


 Chase Freedom® Visa

Chase FreedomCash Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months on Purchases** 12.99-22.99 Variable*%* None*

  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase


 Discover® MotivaCard

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.99%** 12 Months** 11.99 - 20.99 (Variable)*%* None*

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR